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Insurance and authority

How do I check whether insurance is on file?

Start with the correct legal entity and docket number. FMCSA directs public users to the Licensing and Insurance system to review operating authority, insurance, and process-agent information.

What to read

Review the authority type, insurance or financial-responsibility filing, insurer or surety name when public, coverage or bond amount where shown, effective and cancellation dates, and the source timestamp.

What it proves

An accepted filing can support an active for-hire authority status when that filing is required. It does not prove that a specific truck, driver, cargo, trip, claim, loss, or contract is covered.

Verify directly

For a load-specific decision, contact the insurer or authorized producer using independently confirmed contact information. FMCSA lookup guidance · Licensing and Insurance search

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